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🏦 Loan Calculator

Monthly payment and total interest using the standard amortization formula.

📋 How to use — step by step

  1. Enter the loan amount
  2. Enter annual interest and term in years
  3. See monthly payment and total interest

❓ FAQ

Payment formula?
PMT = P×r×(1+r)^n ÷ ((1+r)^n − 1), r = monthly rate.
Are fees included?
No — add them manually for the true total cost.

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Everything runs locally on your device — no file or text is ever uploaded.