Net Worth Calculator
Calculate your net worth — the difference between everything you own (assets) and everything you owe (liabilities). A key measure of financial health.
Assets
Liabilities
How to use
- Enter all your assets: cash and bank balances, investments, real estate value and vehicle value.
- Enter all your liabilities: mortgage balance, car loans, credit card debt and other debts.
- Click Calculate to see your total assets, total liabilities and net worth.
Frequently asked questions
What is net worth?
Net worth = Total assets − Total liabilities. A positive net worth means you own more than you owe. A negative net worth means your debts exceed your assets — common early in life with student loans or mortgages.
Should I include my home?
Yes — include the current market value of your home as an asset and the remaining mortgage balance as a liability. The difference is your home equity.
What is a good net worth?
Net worth varies enormously by age, income and location. A common benchmark is: net worth ≥ (age × annual income) ÷ 10. More important is the trend — is your net worth growing each year?
Is my data saved anywhere?
No. All calculations happen in your browser. Your financial data never leaves your device.